The rate rise that bites. RBA move to cause mortgage stress for many
The Reserve Bank raised the base interest rate by a modest 0.25% yesterday. But even modest moves carry outsized ...
Harry Chemay
Harry Chemay has more than two decades of experience across both wealth management and institutional asset consulting. An active participant within the wealth and superannuation space, Harry is a regular contributor to investment websites in Australia and overseas, writing on investing and financial planning.
Gen Z super worry? Eleven million dollar houses coming your way
Generation Z has much bigger issues to worry about than the $3 million super threshold. When they retire, their ...
Busting the top five myths about the new super tax
The hysteria about Labor's proposed changes to the super tax for people with more than $3 million is driven ...
Housing affordability. The crisis the major parties are too scared to fix
Housing affordability is a big issue for many Australians. Both the major parties claim to want to fix it, but ...
Wealth inequality. Housing cost is hollowing out middle Australia
Life has never felt harder for middle Australia, yet we are, on average, amongst the wealthiest people on the ...
Mortgage mountain. Our $2.3 trillion debt and the ‘Big 4’ oligopoly.
Australians owe $2.3 trillion in mortgage debt, three-quarters of which is owed to the Big 4 banks, a cosy ...
Mortgage nation. The ‘wealth effect’ that drives big bank’s super profits.
Australia's big banks are some of the most profitable in the world, while Australians are some of the most ...
Mortgage nation. Australian retirees owe record amounts to the Big Four banks.
Australia has one of the most concentrated banking systems in the developed world, and we owe more to the 'Big 4' ...
Who benefits from negative gearing? Hint: probably not you.
A new release by the Parliamentary Budget Office has shed further light on which taxpayers benefit most from ...
Latest inflation figures. How does the CPI reflect the cost-of-living crisis?
Inflation figures are out, showing the CPI is 3.8% for the June quarter, up by 0.2% which does not bode well for ...
The Women’s Budget. The long and winding road to financial equality
This week's Budget had something for everyone, designed with one eye on reducing cost-of-living pressures and the ...
Huge gap between promises made and houses built. What’s the scam?
Despite the lofty promises, only 172,000 dwellings were completed in 2023. The lowest annual number of completions ...
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